Detailed steps for scanning NFC for iPhone and Android users

According to the State Bank's Decision 2345/QD-NHNN, consumers will be required to validate their face biometrics in various transactions, such as:
1. The first transaction made on a new device (after login into the Mobile Banking application for the first time, e-wallet, or after changing the device to install the application);
2. Money transfer transactions exceeding 10 million VND/transaction; cumulative money transfer limit exceeding 20 million VND/day.
3. Payment transactions exceeding 100 million VND (per transaction or per day); 4. Foreign money transfer transactions, including requests to purchase and sell foreign currencies (irrespective of transaction amount).

As a result, EPAY Service Joint Stock Company developed and deployed a system for verifying CCCD with a chip linked to the National Population Database, assisting financial institutions such as banks and e-wallets in improving account authentication features.

Banks frequently use NFC technology to scan faces and read CCCD cards for biometric identification. NFC (Near Field Communication) is a short-range wireless communication technique that enables data sharing between devices that are near together. This technology employs radio waves to connect and transport data between devices in a speedy and secure manner. This is also an authentication mechanism that protects consumers' transactions by preventing thieves from committing fraud or appropriating property.

Biometric authentication may be completed on the banking application in a few easy steps. Also, if you're having trouble scanning CCCD with NFC on your phone, follow these recommendations to speed up and simplify the procedure!