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Epay E-Wallet

Easy payment with EPAY

Individual E-wallet

EPAY E-wallet provides individuals with a safe and convenient financial management solution

Business E-wallet

Provide simple - secure - convenient transaction management and support solution - accompany your business at anytime and anywhere in the digital economy

Individual E-wallet

EPAY E-wallet is developed in line with the digital citizen ecosystem where each citizen has a VneID identification account that enables them to open EPAY e-wallet on the VneID app and make payment for a variety of online public services at level 4 such as: hospital fees, taxes, customs fees, driving license issuance fees, entry and exit visas, tolls, etc.), as well as as the consumption of their daily necessities

  • Security: Two-factor authentication including payment password and OTP, application of biometric security technology such as fingerprint authentication, FaceID. Fraud detection system

  • International standard certificate: All customer information is secured in compliance with international compliance and payment security standards PCI DSS level 1 - this is the highest level available to the banks and card issuers. The encryption feature for international card number (Tokenization).

Advantages

Registration procedure is fast, convenient and absolutely secured
Secure transactions via customizable approval levels tailored to each client
Intuitive and efficient revenue statistics report
Flexible adaptation to all business models: small, medium and large

Key features

EPAY E-wallet provides customers with a safe and convenient financial management solution
  • Payment intermediary identifier, eKYC
  • Links with 39 banks, financial switching organization and 3 international card organizations
  • Direct link to Vietcombank, Viettinbank
  • Deposit to/withdraw money from the bank to the e-wallet or from the e-wallet to the linked bank at anytime and anywhere
  • Make payments for transportation, healthcare, electricity, water, financial services, etc.
  • Prepaid and postpaid mobile topup

Additional functions for businesses that are also merchants

Epay is proud to be one of the payment intermediaries pioneering in providing e-wallets that integrate features of two conventional products on the market, including:
  • Allow customers to pay for orders through a secure and convenient e-wallet with various incentives
  • Manage the payment transactions of the customers
  • Manage accounts in accordance with the appropriate management level following the business model
  • Revenue and operation reporting

Business E-wallet

For organizations that provide simple – secure – convenient transaction management and support solution - accompany your business at anytime and anywhere in the digital economy. In particular, EPAY aims at providing services to a variety of organizations, including healthcare, education institutions, to enterprises with one or more stores, branches, etc. and provide industry specific solutions to each of these clients

  • Payment function assists the businesses in tracking and notifying recurring bills

  • Batch payment feature allows businesses to pay salaries and bonuses to their employees, and make payments to their business partners in a convenient and effortless matter

  • Revenue management function enables businesses to effectively manage their cash inflows

Advantages

Registration procedure is fast, convenient and absolutely secured
Secure transactions via customizable approval levels tailored to each client
Intuitive and efficient revenue statistics report
Flexible adaptation to all business models: small, medium and large

Benefits of Business E-wallet

By using business E-wallet, businesses and government agencies can get the following benefits:
  • Arrange bills payment via EPAY E-wallet with a few quick and convenient steps whilst ensuring the highest transaction safety, and minimizing the errors in the payment process
  • Save time, easier to manage, control costs via the instant process of querying and reporting payment history
  • Businesses no longer have to go through the manual payment processes. Financial errors are no longer an issue for the finance department. As a result, it is much easier to pay salaries and bonuses to their employees and pay bills to their business partners.
  • Security is prioritized by EPAY through a variety of authentication methods such as password, OTP code, SMS OTP, biometric, etc.

Additional functions for businesses that are also merchants

EPAY is proud to be one of the payment intermediaries pioneering in providing E-wallets that integrate features of two conventional products on the market, including:
  • Allow customers to pay for orders through a secure and convenient e-wallet with various incentives
  • Manage the payment transactions of the customers
  • Manage accounts in accordance with the appropriate management level following the business model
  • Revenue and operation reporting

A PIONEER IN PAYMENT SOLUTIONS

E-Wallet
EPAY is a straightforward money management solution for everyone, not just a wallet.

  • Create an EPAY account

  • Link your bank account

  • Proceed with payment

Download now

I feel extremely convenient when I experience EPAY E - Wallet. Vote 100 point!!!

Nguyen Ngoc Ngan

Accountant
Good service, stability quality. In case I need assistance, I get an enthusiastic and quick response

Nguyen Manh Cuong

Good App! Smooth application, nice interface, pay for many services. I'm very satisfied and have introduced my friends and family.

Trinh Ngan Ha

Frequently Asked Questions

At the current time, EPAY does not charge any fees for: account initiation, service maintenance, depositing money, or withdrawing money from the EPAY electronic wallet.

Deleting the app does not affect the EPAY electronic wallet account and other transaction information because all data is recorded and stored on the server system. As soon as the customer reinstalls the app and logs in, the account information will be restored as before.

EPAY encourages users to verify their account and undergo facial authentication. This helps to:

- Confirm that the user is the rightful owner of the EPAY wallet account.

- Enhance the security of personal information and transaction details within the wallet.

- Minimize fraud, identity theft, money laundering, and other illegal activities.

- Receive additional perks and benefits from EPAY.

Currently, EPAY utilizes OCR technology to verify wallet identification information, and the verification results are available immediately once the user confirms the information on the app. In cases where users make edits to the extracted information, the identification information will be reviewed by the EPAY administration team.

The review process by the EPAY administration team will take place within 24 hours from the moment you complete the information confirmation in the "Account Verification" step of EPAY wallet.

When the personal identification documents expire, customers must update their identification information successfully in order to perform withdrawal, transfer, and payment transactions on the electronic wallet app.

In order to comply with the regulations of the State Bank regarding the requirement for customers to link their bank accounts when using an electronic wallet, the purpose is to ensure the rights and assets of customers when using the service.

Customers can use the "Change Phone Number" feature to change the registered phone number associated with their wallet account. Once the phone number has been successfully changed, customers can log in to the wallet account using the new phone number while retaining the same account status and information. At that point, customers can proceed to link multiple banks as usual.

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